There are two ways for payment, one is by credit card, the other one is EFT. You can choose any one you like. Once our account recieves your money our system will update your account automatically. Usually it takes 0-2 days for bank processing. Please contact your client service if more than 3 days. We suggest you to recharge via EFT. If in cash, please keep the "ATM Recipt" as the proof.